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EDCORP Finance Solutions provides financial solutions through measured and specialised equipment finance programs. We offer a financial leasing product that is simple and fast.
We are an industry leader offering flexible and competitive solutions facilitating your business growth and increased sales activity.
EDCORP Finance Solutions provide business lending solutions for almost any type of businesses, at any stage of your business journey.
Business finance like equipment finance or bridging loans are used as an effective working capital tool to enable you to increase your sales and grow your business.
Our process is fast, simple and effective. and removes the red tape you’ll find with other providers thereby eliminating uncertainty and facilitating business growth.
Fast, easy quote through our online portal
Generate an application within minutes
Most approvals are received in 24 hours or less
Contracts are sent via e-signature
Payments are released upon receipt of executed documents
Our team will work with you to fulfill the your preferred options
Truck, Trailer or Vehicle finance is a popular option for businesses that require all types of vehicles for transportation or logistics purposes. Whether you’re looking for a new or used truck, trailer or vehicle, our finance brokers can help you find the best financing options that suit your needs. With various options available such as loans, leases, and bridging financing plans, you can easily access the funds you need to purchase the right truck, trailer or vehicle for your business. Additionally, many lenders offer flexible repayment terms and competitive interest rates; this makes getting finance an attractive option for business owners looking for easy and accessible financing solutions.
Earthmoving, Mining or Plant and Equipment finance is a type of business loan specifically designed for businesses in the mining, construction, and earth moving industries. The loan can cover the cost of new or used equipment, as well as related expenses such as installation, training, and maintenance. The financing can be structured in various ways, depending on your business’s needs and circumstances.
As a construction business owner, you know how important it is to have the right equipment to manage your projects. But purchasing construction equipment outright can be a significant expense, especially for small and medium-sized businesses. Construction equipment finance is a type of business loan specifically designed for construction businesses to purchase or lease equipment used in their operations.
Tools of Trade finance is a type of business finance that can help businesses acquire necessary equipment to carry out their trade or profession. From power tools to surveying equipment, there are a wide range of assets that can be financed to help businesses grow and thrive.
Agricultural Equipment finance is a type of business loan specifically designed for farmers and agribusinesses to purchase or lease equipment used in their operations. The loan can cover the cost of new or used equipment, as well as related expenses such as installation, training, and maintenance. The financing can be structured in various ways, depending on your business’s needs and circumstances.
Office Equipment Finance is a type of financing that enables businesses to purchase necessary equipment and machinery for their office operations, including fit out finance. This type of financing allows businesses to access the latest technology, equipment and have the most up to date facilities without the need for large upfront capital expenditures.
Hospitality, Fitness Equipment & Cleaning Equipment finance is a type of business loan designed to help businesses in the hospitality, fitness & cleaning industries purchase or lease equipment. This finance can cover the cost of new or used equipment, as well as related expenses such as installation, training, and maintenance. The financing can be structured in various ways, depending on your business’s needs and circumstances.
Medical Equipment finance is a specialised financing product that is designed to help healthcare professionals acquire the necessary equipment needed for their practice. Medical equipment finance allows healthcare providers to purchase or lease the equipment they need with flexible payment terms and customized repayment schedules that suit their cash flow and budget.
In today’s digital age, having the latest IT and AV equipment and security systems is critical for businesses to remain competitive. However, investing in this technology can be expensive, especially for small and medium-sized businesses. IT and AV equipment finance is a type of business loan that is designed specifically to help businesses purchase or lease technology equipment. The loan can cover the cost of new or used equipment, as well as related expenses such as installation and maintenance.
A Bridging Loan is a type of short-term loan, typically taken out for a period of 3 months to 3 years depending on the arrangement of larger or longer-term financing with a main stream lender or alternative exit strategy. Traditionally bridging loans have been used for the following commercial purposes:
Arranging business loans to purchase equipment for your business can sometimes seem complicated. However, with EDCORP Finance Solutions you’ll find a range of flexible equipment finance solutions available, enabling you to free up more of your working capital in order to grow your business.
Taking out an equipment loan is an effective way to finance business equipment purchases, especially if it’s important to you for the business to own the asset from the outset.
Businesses can usually get a loan for the full cost of the goods with the asset itself serving as security for the finance. Generally, the interest you pay plus the depreciation of the asset is tax deductible to the extent the asset is used in your business.
The advantage of a vehicle or equipment loan with EDCORP is that it doesn’t tie up all your funds and doesn’t require additional security, enabling you to use your available cash and credit lines to generate income.
Many businesses don’t have enough available cash to consider an outright purchase, making business equipment financing a necessity. Even if you can afford it, investing cash in assets may leave you with less working capital to finance operations or explore new growth opportunities.
That’s where the flexibility of equipment finance comes in, allowing you to align repayments to suit your cash flow. You may also be able to claim tax deductions.
For example, if you run a delivery business, it’s not necessary to pay upfront for all the vans you use. You might consider a range of vehicle finance options, from an equipment loan or hire purchase to a finance lease.
Using these products gives your business the opportunity to use the vans in exchange for regular payments, rather than paying the full lump sum upfront.
Knowing how and when your equipment can generate income can help you determine the best way of paying for it. You should also assess the expected productive life of an asset. This way you won’t have to finish paying for an asset beyond its useful life or pay for a piece of equipment too quickly, putting stress on your cash flow.
