If your business is paying large lump sums for insurance premiums, it might be time to ask yourself—why? With rising costs and the need for better cash flow management, there’s a more efficient way to handle your insurance expenses. EDCORP Finance Solutions makes it easier with Insurance Premium Finance, offering businesses a low fixed-rate loan for combined insurance policies over $10,000. So, why tie up valuable capital when you can spread the cost over manageable monthly payments?

Is a lump sum really the best choice for your business?

For many businesses, insurance is a significant but necessary expense. Whether you’re covering public liability, professional indemnity, or business property, paying tens of thousands upfront can impact cashflow. If you’re still opting for a lump sum payment, consider these questions:

• Would spreading the cost free up working capital for growth?
• Could predictable monthly payments make budgeting easier?
• Is your business missing out on investment opportunities because cash is tied up in insurance payments?

If the answer to any of these is “yes,” it might be time to rethink your approach.

Insurance premium finance: a smarter alternative

EDCORP Finance Solutions offers Insurance Premium Finance, allowing businesses to convert their annual insurance costs into affordable monthly instalments. Here’s why it makes sense:

✔ Improved cashflow – Keep capital in your business for growth, wages, or unexpected expenses.
✔ Low fixed-rate finance – Predictable repayments with no hidden fees.
✔ No more large upfront costs – Avoid the financial burden of a lump sum payment.
✔ Flexible for policies over $10,000 – If your combined insurance policies exceed this amount, we can tailor a solution that fits your business needs.

What could your business do with extra cashflow?

Imagine what your business could achieve if you weren’t locked into paying a huge insurance premium all at once. With Insurance Premium Finance, you can:

Invest in expansion – Hire new staff, upgrade equipment, or expand operations.
Seize new opportunities – Take advantage of time-sensitive deals or investments.
Ensure financial stability – Avoid seasonal cash flow fluctuations.

Is it complicated to switch? Not at all!

Many businesses assume switching to Insurance Premium Finance is a hassle, but with EDCORP Finance Solutions, it’s a simple and seamless process. Our team will:

• Work with your insurer to arrange financing.
• Set up a low fixed-rate loan with affordable repayments.
• Ensure your insurance remains active while you enjoy the benefits of improved cash flow.

So, why are you still paying upfront?

With a better, smarter way to manage your insurance costs, there’s no reason to keep paying lump sums. If your combined insurance policies exceed $10,000, EDCORP Finance Solutions can help you spread the cost, ease your financial burden, and keep your cash working where it matters most—inside your business.

Ready to make the switch? Get started by enquiring today and take control of your business finances.